How much do you need to retire, and at what age? How can you protect your portfolio? What questions should you be asking your financial advisor? Christian Cyr of CyrFinancial will present “Retirement and Investment University,” a free seminar intended to answer questions on long-term financial planning, Social Security, and pensions, at 6:30 pm, Wednesday, October 23. Register by calling (815) 925-7501 or visit CyrFinancial.com.